Professional Liability Insurance
Together with Hiscox, S.A. (represented in Portugal by Innovarisk, Lda.) we offer a professional liability solution to protect your business. 

Because mistakes and/or unforeseen events happen:

•     We can transfer the obligation to indemnify third parties to an insurance policy, guaranteeing the continuity of the company/operation;
•     Clients are increasingly demanding insurance to win more important contracts;
•     Even the best professionals make mistakes, and those mistakes cost money;
•     We're all subject to claims, even if we're right.

This policy guarantees:

•     Unintentional breach of contract;
•     Defence costs;
•     Professional errors, omissions and negligence;
•     Breach of the duty of confidentiality;
•     Defamation;
•     Costs to avoid a Potential Claim;
•     Material or Bodily Damage (Civil Liability Exploitation);
•     Insured's Own Losses:
    a) Employee dishonesty; b) Loss of Documents.

Some examples of Covers essential to IT activity:

Breach of Contract
When the deadline for completion of a project is exceeded, causing damage to the client, because the "Key Person" has been ill or has left the company.
- Our policy covers it!

Professional errors, omissions and negligence
When the work carried out by the professional does not meet the expectations of the end client.
- Our policy covers it!